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Payment Plans

Cosmic Cuts Payment Plans

We have 4 options available for you...

Not all options below are offered on all purchases. They vary depending on the amount of the purchase. We have made sure to provide enough options so that everyone can find one that works for them. Here they are...

Payment Plan Option 1

Split your purchase into 4 interest-free payments. This option is available on purchases that are between $35 and $1000 (It will show up automatically on product pages and the checkout page when your purchase total meets those specifications). 

Cosmic Cuts Pay in 4 Option

You'll simply enter the credit or debit card of your choice and 4 automatic payments will be charged to your card every two weeks.

APR - 0% when paid on time.

Duration - 6 weeks (charged every 2 weeks).

No credit check is needed and there are no fees when you pay on time. No bills are sent - you can simply sit back, relax, and enjoy your purchase. View complete terms.

Cosmic Cuts Interest-Free Installments

Payments are collected bi-weekly from the debit or credit card you provide at the time of purchase. All scheduled payments are communicated to you by email and you can review your purchases by logging in at https://app.klarna.com/login.

In order to offer you this option, we've partnered with Klarna because they offer smooth and simple payment options at checkout, so you can buy what you want, when you want. 

Klarna uses the latest safeguards and security to protect your information and prevent unauthorized purchases. You have zero fraud liability with Klarna's Buyer Protection policy.

Payment Plan Option 2

This option is available on purchases from $300 to $2400 (It will show up automatically on product pages and the checkout page when your purchase total is below that amount).

You can apply for this easy monthly financing option directly in the checkout. A simple 2-step application will provide an instant approval decision. 

APR - Ranges from 0% to 9.99% (depending on what you are approved for).

Duration - Ranges from 6 to 36 months (depending on what you are approved for).

Type of Loan - Deferred Interest

In order to offer you this option, we've partnered with Klarna because they offer smooth and simple payment options at checkout, so you can buy what you want, when you want. 

Klarna uses the latest safeguards and security to protect your information and prevent unauthorized purchases. You have zero fraud liability with Klarna's Buyer Protection policy.

This affordable and highly flexible credit line is issued by WebBank in partnership with Klarna. It allows you to pay for your purchases over time and can be used anywhere in the Klarna merchant network. View complete terms.

How do I checkout with Klarna?

If monthly financing is available for the item(s) you are purchasing at cosmiccuts.com, click on the Klarna payment option when you are checking out, and choose a flexible payment plan to pay for your purchases over time. 

Cosmic Cuts Financing Options

You will know if you are approved in seconds, before completing your purchase. If approved, you will receive an email confirmation from Klarna, and can manage your account through the Klarna App.

Cosmic Cuts How to Check Out With Klarna

Payment Plan Option 3

This option offers you a no-interest loan if paid off in 6 months. It is available on purchases that are between $99 and $2400.

APR - 0% (Interest is only incurred when the loan is not paid in full within 6 months)

Duration - 6 months

To select this option, simply click the PayPal button on the checkout screen.

 

Cosmic Cuts PayPal Credit Option

Then choose "Apply for PayPal Credit." You can read PayPal's terms here.

 

Comic Cuts PayPal Credit

Payment Plan Option 4

If you want to make interest-free payments and your credit isn't the best, we still have another solution: Layaway.

Just contact us with the item(s) you are interested in (you can call us, email us, or fill out our contact form). We'll send you an invoice for a 25% minimum downpayment and then you can choose how many additional monthly payments you would like to make (over a period of 6 months max) to complete the purchase.

We'll send you an invoice for each monthly payment, and when we receive the payment in full, we'll ship your item(s) to you. 

APR - 0% (you pay no interest, but we don't ship your product(s) until you have paid in full).

Duration - You choose (6 months max)

In this option, your payments will be made to Cosmic Cuts directly and we take every precaution to ensure your information is safe and secure with us. You can learn more on our Privacy Policy page. We use Paypal for our Layaway purchases, and their Privacy Policy can be found here

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